Guides to common documents
What each document is, what its terms mean in plain words, and what the sender says happens next. Each guide links to the official pages it is based on.
- What a CP2000 notice from the IRS meansA CP2000 is an IRS proposal to change your tax return, not a bill. What the notice says, what its terms mean, and what the IRS says happens next.
- What a P800 letter from HMRC meansHMRC sends a P800 when you paid too much or too little tax through your job or pension. What it says, and what happens next in each case.
- What an Explanation of Benefits meansAn Explanation of Benefits is the notice a US health insurer sends after a claim. What each amount on it means, and how it relates to the bill.
- How to read a UK energy billWhat the standing charge, unit rate, kWh, estimated reading and price cap on a UK gas or electricity bill mean, from Ofgem’s own explanations.
- What the terms in an annuity contract meanSurrender charge, free withdrawal, M&E charge, cap rate, free look: what the terms in a US annuity contract or prospectus mean, from SEC and FINRA pages.